How much life insurance does my family need?
A practical estimate considers income replacement, mortgage or rent, debts, childcare, education goals, final expenses, and how long your dependants would need support.
Term, whole and universal life insurance for Ontario families. Plan for mortgage protection, income replacement, final expenses and estate goals.
A practical estimate considers income replacement, mortgage or rent, debts, childcare, education goals, final expenses, and how long your dependants would need support.
Term life is often efficient for temporary needs such as a mortgage or young family years. Permanent life can fit lifelong estate, tax, or final expense needs. The right answer depends on the purpose and budget.
Yes. Personally owned life insurance is portable and remains yours even if you change employers, unlike many group life benefits.